Your Trusted Homeownership Resource

We provide information and guidance to help you make informed decisions about your path to homeownership.

Your Trusted Homeownership Resource

We provide information and guidance to help you make informed decisions about your path to homeownership.

ABOUT OUR COMPANY

Ruthann Fong is based in Spokane, FL. We provide information on various paths to homeownership, including conventional, FHA, VA, and USDA options. Our team offers personalized consultations to discuss potential solutions that may align with your financial situation.

Our Approach

Ruthann Fong focuses on providing clear, straightforward information about homeownership pathways. We believe in empowering clients through education and personalized guidance.

Our team has extensive experience in the homeownership industry. We stay informed about current guidelines and requirements to provide you with accurate information during your consultation.

Homeownership Resources

We provide information on various pathways to homeownership. Schedule a consultation to learn which options may be suitable for your specific situation.

Conventional Pathways

Traditional homeownership options with standard terms and conditions. During your consultation, we can explain the features of these programs.

Government-Backed Options

Information on FHA, VA, and USDA homeownership pathways is available during consultations. These options have specific qualification requirements that we can discuss with you.

Specialized Solutions

Additional homeownership information for various circumstances. Contact us to schedule a conversation about your specific situation.

ABOUT OUR COMPANY

Ruthann Fong is based in Spokane, FL. We provide information on various paths to homeownership, including conventional, FHA, VA, and USDA options. Our team offers personalized consultations to discuss potential solutions that may align with your financial situation.

Our Approach

Ruthann Fong focuses on providing clear, straightforward information about homeownership pathways. We believe in empowering clients through education and personalized guidance.

Our team has extensive experience in the homeownership industry. We stay informed about current guidelines and requirements to provide you with accurate information during your consultation.

Homeownership Resources

We provide information on various pathways to homeownership. Schedule a consultation to learn which options may be suitable for your specific situation.

Conventional Pathways

Traditional homeownership options with standard terms and conditions. During your consultation, we can explain the features of these programs.

Government-Backed Options

Information on FHA, VA, and USDA homeownership pathways is available during consultations. These options have specific qualification requirements that we can discuss with you.

Specialized Solutions

Additional homeownership information for various circumstances. Contact us to schedule a conversation about your specific situation.

CONTACT US

For questions or to schedule a consultation:

Ruthann Fong

954-379-2272

NMLS# 1405107

HEAR FROM OUR AWESOME CLIENTS...

Ruthann is the best ever!!!

Ruthann went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Ruthann tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Ruthann, rest assured that all efforts would be exerted to make them a reality. Choosing Ruthann as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Ruthann to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!

Donald M.

Google Review

Wholeheartedly recommend working with Ruthann!

Ruthann is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Ruthann expertly led us, helping navigate the complexities with ease. Even after the purchase, Ruthann's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Ruthann takes truly makes individuals feel well taken care of. Working with Ruthann is wholeheartedly recommended for an exceptional experience!

Leticia R.

Google Review

START THE PROCESS TO HOME OWNERSHIP

Fast & Easy Home Purchase Process

STEP 1

COMPLETE QUESTIONNARE

You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.

STEP 2

REVIEW YOUR HOME BUYING OPTIONS

We will discuss what your home buying desires are and determine the best program that will suite your needs.

STEP 3

PRE-APPROVAL

The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.

Start My Home Buying Process

Meet Ruthann

Ruthann Fong is a highly regarded real estate and mortgage professional. With a wealth of experience, she has established herself as an expert real estate agent and mortgage broker. Ruthann is known for her in-depth knowledge of the real estate market, sharp negotiation skills, and commitment to providing exceptional service to her clients. Having navigated the dynamic real estate landscape for several years, Ruthann has cultivated a deep understanding of market trends and property values. Her expertise extends to guiding clients through the intricacies of the mortgage process, ensuring they make informed decisions that align with their financial goals. Ruthann is recognized for her dedication to client satisfaction, always going the extra mile to meet their needs. Whether helping individuals find their dream home or securing the best mortgage terms, she brings a personalized and professional approach to every transaction. Her reputation as a trusted advisor in real estate and mortgage matters has earned her a loyal clientele and numerous accolades within the industry. Ruthann Fong continues to excel, combining her passion for real estate with a commitment to excellence, making her a standout figure in the world of real estate and mortgage brokerage.

Ruthann Fong

Mortgage Broker

Meet Ruthann

Ruthann Fong is a highly regarded real estate and mortgage professional. With a wealth of experience, she has established herself as an expert real estate agent and mortgage broker. Ruthann is known for her in-depth knowledge of the real estate market, sharp negotiation skills, and commitment to providing exceptional service to her clients. Having navigated the dynamic real estate landscape for several years, Ruthann has cultivated a deep understanding of market trends and property values. Her expertise extends to guiding clients through the intricacies of the mortgage process, ensuring they make informed decisions that align with their financial goals. Ruthann is recognized for her dedication to client satisfaction, always going the extra mile to meet their needs. Whether helping individuals find their dream home or securing the best mortgage terms, she brings a personalized and professional approach to every transaction. Her reputation as a trusted advisor in real estate and mortgage matters has earned her a loyal clientele and numerous accolades within the industry. Ruthann Fong continues to excel, combining her passion for real estate with a commitment to excellence, making her a standout figure in the world of real estate and mortgage brokerage.